Answer the following questions as YES or NO: (keep track of how many you answer YES)

1) Are you compounding or reinvesting interest in any taxable mutual funds?

2) Do you have annual renewable term life insurance?

3) Do you contribute more than your company’s match to a qualified plan? (401(k), etc.,)

4) Do you believe you will retire in a lower tax bracket?

5) Do you fund Uniform Gift to Minors Accounts?

6) Do you believe that buying term insurance and investing the difference is the way to go?

7) Is your mortgage amortized for less than 30 years?

8) Do you pay additional mortgage payments on a monthly basis?

9) Do you believe that maxing out your contributing to your 401k is always the wisest financial decision?

10) Are you attempting to pay off your student loans as quick as possible?